1. Account Registration
Customers create an account by Contacting Oxford Bank platform. Basic personal information and verification details are required to activate the account.
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2. Account Verification
To ensure security and compliance, users complete a verification process (KYC). This helps protect accounts and enables access to full banking features.
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3. Wallet Setup (Two-Wallet System)
Oxford Bank operates a dual-wallet structure: Main Wallet: Used for daily transactions such as transfers, withdrawals, and payments Savings Wallet: Used for storing funds securely and managing savings separately Users can move funds between wallets based on their needs.
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4. Depositing Funds
Customers can deposit money into their account through approved banking channels. Deposited funds are credited to the wallet and become available for use.
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5. Fund Management
Users can manage their money easily by: Transferring funds between accounts Saving in fixed deposits or investment products Tracking balances in real time
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6. Transactions
Oxford Bank supports secure financial transactions such as: Fund transfers Bill payments Internal wallet transfers All transactions are processed securely through encrypted systems.
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7. Withdrawals
Customers can withdraw funds through ATMs, mobile banking, or approved banking channels depending on account settings and limits.
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8. Loans and Financial Services
Eligible customers can apply for loans or other financial products. Approval is based on account activity and verification status.
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